What fully managed means

Your own dedicated AML compliance team

Coadjute takes care of your agency’s AML compliance from start to finish, freeing your team to focus on what they do best - winning listings and selling property.

Coadjute’s compliance team at work: a busy open-plan office, two colleagues reviewing a document on a tablet, and a smiling team member, with a tick badge.

Compliance you can trust

A fully managed AML compliance service takes care of your agency’s compliance from start to finish, combining specialist people, proven processes and purpose-built technology.

  • People

    UK-based specialists who do the checks, the chasing and make the judgement calls.

  • Process

    Run to our rigorous AML framework: risks, policies, controls, procedures and evidence.

  • Platform

    Your firm's risks and policies, every case and every record, in one purpose built platform.

Summary

Your compliance is in specialists’ hands

100% compliance. 0% worry. 0% risk.

  • Full expertise

    Expertise on complex source of funds, beneficial ownership, trusts and other aspects that need specialist judgement.

  • Consistent frameworks

    Every case assessed the same careful way, across every branch and every colleague.

  • Increased capacity

    No more negotiators chasing bank statements or MLROs reviewing files at midnight.

  • Clear evidence

    Every decision recorded, explained and retrievable, for the five years HMRC requires.

  • Legislation compliance

    We keep up to date with changes to HMRC guidance, so you don't have to.

  • No cost

    No compliance department to build. The service is funded through a transparent customer fee.

Two colleagues in conversation in an office, with a shield and padlock icon.
frictionless process

A better experience for your buyers and sellers

We explain each step, help customers start, answer their questions and follow up for you, with Agent Assisted when someone needs a helping hand.

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covers real world case types

Built to handle complex cases

Coadjute handles the kinds of cases that often slow transactions down or increase risk, including:

  • Layered company structures and SPVs

  • Trusts, estates and probate transactions

  • Higher-risk or unusual funding sources

  • Overseas clients and international documentation

One standard charge, no  hidden costs, even for the most complex cases.

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keeping you audit ready

HMRC audit? We've got you covered

With Coadjute everything is documented and kept together, so you're prepared when HMRC comes calling.

Our fully managed service supports you at every stage:

  • Before an audit: We help prepare your documentation, risk assessments, policies, procedures and evidence.
  • During an audit: We help your MLRO prepare for HMRC interviews, including mock audits and guidance on answering questions.
  • After an audit: We support you with follow-up enquiries, evidence requests and any additional information HMRC requires.

 

Coadjute Assured Compliance AML report for Sarah Mathews showing a Proceed recommendation, beside the case screen and a checklist: identity verification, source of wealth, PEPs and sanctions, proof of ownership, source of funds, CDD and EDD, risk assessment

Future proof your AML compliance

Talk to an expert

Trusted by reputable agents across the UK

Coadjute is used by serious property professionals and backed by major UK financial institutions. When compliance is reviewed, the platform speaks for itself.

  • At first we were sceptical about how our clients would to a digital solution and charges. We were happily surprised that both buyers and sellers (and ourselves) found it easy and quick to use. All our clients pass through the process without delay or questioning the value.

    Christie Jones - Hunters
  • With Coadjute I really never had to worry. We saved so much time from not having to chase, or trawl through emails, all the information we ever needed was just there. We will definitely continue using Coadjute and I would recommend encouraging others to use it too 100%.

    Paul Stripp - Paul Stripp Estate Agents
  • We are so pleased to have changed all of our AML over to Coadjute. Not only has it saved us time, it also saves us money, which is brilliant! We work with Adam and he is always on the other end of the phone if we need him. Great company and great team.

    Josie Fletcher - Foundation Estate Agents

Some of our clients